Business Planning — Paignton
A business plan that actually works for you.
Most business owners in Paignton know they should have a plan — fewer actually have one they can act on. DG Accountancy produces business plans, cash flow forecasts and budgets that are grounded in your numbers, not generic templates. Fixed monthly fees, ACCA-qualified advice from Daniel, and questions answered the day you ask them.
- Cash flow forecasts built around your actual trading patterns
- Budgets and projections you can genuinely measure against
- Know your tax position before the bill arrives
- A written plan ready for lenders, investors or your own decisions
No long-term contract. If it is not working after three months, you leave with clean books and a usable plan — nothing owed.
Get a free quote
Fixed pricing. Response the same day.
What our clients say
★★★★★
Fast Turnaround, Transparent Fees
“Fees were transparent, turnaround was fast, and the work was done thoroughly and accurately.”
★★★★★
Great Advice on Managing Books
“He offered great advise and insight in how to manage my books better and more efficiently.”
★★★★★
Explained Everything Meticulously
“Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again.”
★★★★★
Patient, Clear, No Jargon
“Daniel was very helpful and patient with me when I had no clue what to do”
Sound familiar?
Running on gut feel instead of a plan?
Most Paignton business owners are too busy running the business to sit down and map where it is actually heading. The result is decisions made on instinct, cash flow surprises that could have been foreseen, and no clear picture of what the next twelve months look like. That is not a character flaw — it is what happens when there is no structured planning process in place.
- No reliable forecast of what cash will look like in three months
- Budgets that were set once and never reviewed against reality
- No written plan to support a loan application, investment or major decision
What a proper plan looks like
Business planning with DG Accountancy means working numbers that reflect how your business actually operates — not spreadsheet guesswork. The output is something you can act on, revisit and show to a bank or investor without embarrassment.
- A rolling cash flow forecast updated as your business changes month to month
- A working budget compared against actuals each quarter so variances are visible early
- A written business plan ready for lenders, partners or your own strategic decisions
- Fixed monthly fee agreed upfront — no hourly billing, no unexpected invoices
What Paignton business owners say
Business owners across the bay get clearer numbers and better decisions. Here is what two of them said after working with Daniel.
Daniel was very helpful with my books and tax return. He offered great advise and insight in how to manage my books better and more efficiently. His knowledge in tax law and what can be used for expenses really helped with saving money where I could. As a sole trader it’s really hard to keep on top of things and have now asked Dan to do monthly books for me. His rates are extremely good compared to some other accountants out there and I get more for my money.
Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.
Business planning services, explained plainly
Three core outputs that give Paignton business owners a clearer picture of where they stand and where they are heading — all included or available as part of your monthly package.
Cash Flow Forecasting
Your cash position projected forward so you can see pressure points before they become problems. Based on your actual trading data — not assumptions borrowed from a generic template. Updated as your business evolves, so the forecast stays useful rather than gathering dust.
Included in Grow and Scale plansBudgeting and Management Accounts
A working budget set at the start of the year and tracked against actual results each quarter. Management accounts show where performance is ahead, where it is behind, and what to do about it. Considerably more useful than waiting for the year-end accounts to find out how you did.
Available from Operate plan upwardsBusiness Plans and Financial Projections
A written plan with supporting financial projections — suitable for bank lending, investor conversations or internal planning. Daniel has worked across construction, manufacturing, airlines and entertainment, so he understands what lenders actually want to see and can build projections that hold up to scrutiny.
Fixed fee, quoted upfrontRated 5.0 on Google by eight clients
Clients range from sole traders filing their first return to limited companies needing ongoing planning support. The same standard of work applies to all of them.
Stressful Deadline Made Considerably Less So
“Daniel was extremely responsive, clear, and professional throughout. He understood exactly what the lender required, turned everything around very quickly without cutting corners.”
Self-Employed Tax Handled Without the Headache
“Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again!”
Annual Accounts Done, Nothing to Worry About
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
What makes business planning advice worth having
Any accountant can produce a spreadsheet. What matters is whether the numbers are grounded in your business, whether the advice is timely, and whether you actually understand what you are looking at.
Twenty years across real industries
Daniel has worked in airlines, construction, manufacturing and entertainment — industries with very different cash flow profiles, cost structures and planning horizons. That breadth means he is not applying a one-size-fits-all template to your business. He already has a reasonable idea of how your numbers are likely to behave before the first conversation.
Questions answered the same day
Business planning throws up questions at inconvenient times — before a meeting, ahead of a funding conversation, when a number does not look right. DG Accountancy is known for fast replies, so you are not left sitting on a question until your accountant surfaces. The answer arrives when it is still useful.
Plans you can actually read
Financial projections are only useful if the person reading them understands what they are looking at. Daniel writes plans and presents forecasts in plain English — no jargon, no impenetrable model output, no rows of numbers without context. You leave every conversation knowing exactly what the figures mean and what to do next.
Up and running in four straightforward steps
Most clients are fully onboarded within a week. The process is designed to be as light on your time as possible — you provide the information, Daniel handles the rest.
Book a free discovery call
A short call to talk through your business, your current situation and what you actually need from a business planning conversation. No sales pitch — just an honest assessment of whether there is a fit and what useful output would look like.
Receive your fixed-fee quote
You will get a written quote setting out exactly what is included and what it costs each month. Everything is agreed upfront, so there are no surprises when the invoice arrives.
Onboarding and cloud set-up
Daniel sets up or connects your Xero account, pulls in your bank feeds, and gathers the financial data needed to start building your forecast or plan. Most clients are fully onboarded within a week, with minimal input required from you.
Ongoing planning and support
Your business plan, cash flow forecast and budget are live documents — reviewed and updated as the business moves. You have a responsive accountant to call on when the numbers need explaining or a decision needs a financial sense-check. Which is, frankly, the way it should be.
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
What Paignton business owners ask us
Is a business plan from an accountant different from one I could write myself?
The difference is in the financial model underneath it. A plan written without accounting input often contains projections that do not survive contact with a lender or investor — assumptions that are too optimistic, cost structures that do not add up, or cash flow timings that do not reflect how the business actually gets paid. Daniel builds the financial model from your actual numbers and trading history, which makes the projections defensible rather than aspirational.
What does business planning support cost, and what is included?
Ongoing business planning support — including management accounts, cash flow forecasting and quarterly reviews — is included in the Grow plan from £395 per month (or £197.50 for the first three months under the current half-price introduction offer). One-off business plans or standalone financial projections are quoted at a fixed fee agreed before work starts. There are no hourly rates and no surprise additions.
My books are behind. Can you still build a useful plan?
Yes — though a catch-up bookkeeping exercise is usually the first step, because projections built on unreliable historical data are not much use to anyone. Daniel will assess the state of your records during the discovery call and quote for any catch-up work separately, so you know the cost before committing. Most clients with books in some disarray are fully onboarded and working with current data within a few weeks.
Am I locked into a long-term contract?
No. DG Accountancy operates on a rolling monthly basis with no minimum term beyond the initial onboarding period. If it is not working, you give notice and leave with clean books and any plans or forecasts already produced. There is nothing owed beyond the current month.
Can the business plan be used for a bank loan or funding application?
Yes. Daniel has experience producing financial projections and supporting documentation for lending purposes — he understands what a lender’s credit team is looking for and will structure the plan accordingly. If you have a specific lender or funder in mind, mention it during the discovery call so the output can be tailored to their requirements.
How often will the cash flow forecast and budget be updated?
On the Grow and Scale plans, cash flow forecasting and management accounts are reviewed quarterly and monthly respectively — so the numbers are never more than a few weeks out of date. Ad hoc updates are available between scheduled reviews if something material changes in the business, such as a new contract, a significant cost increase or a decision about headcount.
Related services for Paignton businesses
Stop planning to plan. Start with a call.
A free discovery call with Daniel takes twenty minutes. You will leave knowing exactly what a business plan would cost, what it would include, and what happens next — which is more than most people know going in.