Financial Projections Paignton
Know what your numbers will be, before they arrive.
Most Paignton business owners make their biggest decisions on instinct because their numbers only tell them what already happened. Daniel Grimmelijkhuizen is ACCA-qualified with 20 years of cross-sector experience building financial models that are grounded in how your business actually operates. Fixed monthly fee, plain-English output, and questions answered the day you ask them.
- Forward-looking projections built on your real trading data
- Know your cash position three, six and twelve months out
- Investor and lender-ready models with assumptions clearly documented
- Profit visibility well before your year-end accounts arrive
No long-term contract. If it is not working after three months, you leave with clean, documented projections and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast Turnaround When Deadlines Mattered
“Daniel was extremely responsive, clear, and professional throughout. He understood exactly what the lender required, turned everything around very quickly without cutting corners.”
★★★★★
Saved Money Through Better Book Knowledge
“His knowledge in tax law and what can be used for expenses really helped with saving money where I could.”
★★★★★
Explained Everything Without the Jargon
“Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear.”
★★★★★
Quick, Efficient and Friendly Throughout
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Sound familiar?
Still making decisions without knowing what comes next?
Without forward-looking numbers, you are reacting rather than planning. You find out how the year went when the accountant files the accounts — by which point the decisions have already been made. Lenders and investors ask for projections you do not have. Cash gets tight at the wrong moment because nothing flagged it was coming.
- Making major decisions with no visibility of cash beyond this month
- Business plan built on rough estimates a lender will not take seriously
- Profit and margin position only confirmed twelve months after the fact
What forward visibility looks like
Projections grounded in your actual trading data remove the guesswork. You know where cash will tighten before it does, your models hold up under lender scrutiny, and profit is no longer a number you wait twelve months to learn.
- Cash position modelled three, six and twelve months ahead from real data
- Investor and lender-ready projections with documented, defensible assumptions
- Quarterly management accounts so profit is visible well before year-end
- Fixed monthly fee agreed upfront — no surprises when the analysis runs deep
What Paignton business owners say
Clients typically arrive with incomplete numbers and leave with a clear picture of where their business is heading and what decisions that unlocks.
Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.
Daniel was very helpful with my books and tax return. He offered great advise and insight in how to manage my books better and more efficiently. His knowledge in tax law and what can be used for expenses really helped with saving money where I could.
What financial projections from DG Accountancy cover
Built on your actual trading history, not generic templates. Output is clear enough to share with a lender, a director or yourself at 7am on a Monday.
Cash Flow Forecasting and Modelling
Know when cash will be tight before it is. Projections are built from your bank feeds and trading data in Xero, so the numbers reflect how your business actually behaves rather than a spreadsheet assumption. Updated regularly so the model stays useful, not just accurate at inception.
Included in Grow and Scale plansProfit and Margin Projections
Understand where your profit is heading, not just where it has been. Revenue, cost of sales and overhead trends are modelled forward so you can see which months look tight and which leave room to reinvest. No waiting until year-end to learn whether the year worked.
Quarterly or monthly reportingInvestor and Lender-Ready Financial Models
When a bank, investor or partner asks for projections, the model needs to hold up. Assumptions are documented clearly, methodology is explained, and the output is formatted to meet what lenders and investors actually ask for. Daniel has prepared these across construction, manufacturing and professional services.
Available as a standalone engagementConsistent results across different businesses
Sole traders, limited company directors and property investors across Devon and the UK. The common thread is numbers that finally make sense.
Turned Around Fast When It Counted Most
“I worked with Daniel at DG Accountancy to review and sign off my sole trader accounts for a time-sensitive mortgage application, and the service was excellent. Daniel was extremely responsive, clear, and professional throughout.”
Self-Employed Tax Handled Without the Headache
“Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again!”
Patient, Clear and Leaves Nothing Unexplained
“Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear, couldn’t recommend him enough, thank you again.”
Why Paignton businesses work with Daniel
There is no shortage of accountants who will file your returns. Fewer will build you projections that are actually worth acting on.
Cross-sector experience behind every model
Daniel has built financial projections across airlines, construction, manufacturing and entertainment over 20 years. That breadth means he already understands the cost structures, seasonal patterns and margin pressures that affect your industry before you explain them. The models reflect how businesses like yours actually work.
Projections grounded in real data
Everything is built from your live Xero data, not a blank spreadsheet. Bank feeds, sales history and cost patterns are the inputs — which means the output is specific to your business, not an industry average dressed up as a forecast. Assumptions are visible and can be adjusted as circumstances change.
Output you can actually use
A financial model nobody can interpret is not useful. Daniel explains what the numbers mean, where the risks sit and what decisions they support — in plain English, without a glossary. Whether you are presenting to a lender or simply deciding whether to take on a new member of staff, you will understand what you are looking at.
Up and running in four steps
Most clients have a working projection model within two weeks of their first call. The process is straightforward and requires very little from you beyond your existing records.
Book a free discovery call
Talk through your business, what decisions you are trying to make and what you currently have in place. No sales pitch — just an honest conversation about what projections would actually be useful for you and whether Daniel is the right person to build them.
Receive your fixed-fee quote
You will get a clear written quote covering exactly what is included. Everything is agreed upfront, so there are no surprises if the analysis takes longer than expected. Annual packages are available at a discount if you want projections updated regularly.
Connect your data
Your Xero account is connected or set up, bank feeds are linked and any historical data needed for the model is gathered. Most of this happens in the background. You are asked for very little beyond access to your existing records.
Know what your numbers mean
Your projections are delivered with a plain-English explanation of what they show, where the pressure points are and what they suggest about upcoming decisions. From that point forward, you are making choices based on numbers rather than instinct — which is, frankly, the way it should be.
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
Things people usually ask first
What exactly is included in a financial projection — and how far ahead does it go?
A financial projection typically covers revenue, cost of sales, gross margin, overheads and net profit over a defined period — usually 12 months, though 3-year models are common for lender or investor submissions. Cash flow is modelled separately to show when money actually moves, not just when it is earned. The scope is agreed at the outset based on what decisions you are trying to make or what a third party has asked for.
What does this cost and what is included in the fee?
Ongoing financial projections and management accounts are included in the Grow plan (from £395 per month) and Scale plan (from £695 per month), which also cover year-end accounts, corporation tax, VAT filing and more. A standalone projection model for a specific purpose — such as a funding application or business plan — is available as a one-off engagement at a fixed fee agreed before work starts. All fees are transparent and confirmed in writing before anything begins.
My books are behind and I do not have reliable historical data. Can you still build projections?
Yes, though the first step is usually a catch-up bookkeeping exercise to bring the records to a standard that makes the projections meaningful. There is a fixed fee for catch-up work, agreed before it starts. Projections built on incomplete data tend to produce misleading output, so it is worth getting the foundation right — and most clients find the catch-up takes less time than they expected.
Is there a long-term contract?
No. Monthly plans run on a rolling basis and can be cancelled with one month’s notice. There is no minimum term. If you engage Daniel for a standalone projection model, the fee is fixed and there is no ongoing commitment unless you choose one. You will not find yourself locked in to a service that is not working.
Can the projections be updated as trading conditions change?
Yes. The model is built to be maintained, not just delivered once. On the Grow and Scale plans, projections are reviewed and updated quarterly or monthly alongside your management accounts, so the numbers stay current as your actual trading develops. If you are on a standalone engagement, a refresh can be commissioned at a reduced rate since the original model already exists.
Can financial projections help with a bank loan or investment application?
Lenders and investors have specific expectations about format, assumptions and supporting narrative. Daniel has prepared financial models for funding applications across multiple sectors, so he already knows what documentation is typically required and how assumptions should be presented to hold up under scrutiny. The output is structured to meet those requirements, not just to look like a spreadsheet.
Related services for Paignton businesses
Stop guessing what your numbers will do. Know instead.
A free discovery call takes 20 minutes. You will leave knowing exactly what projections would look like for your business, what they cost and what happens next.