Cash Flow Forecasting Devon
Know where your cash is going, before it goes.
Most Devon business owners find out about a cash shortfall when it has already arrived. A rolling cash flow forecast changes that — you see the pressure points weeks ahead, not the morning your bank balance drops. DG Accountancy builds and maintains forecasts as part of a fixed monthly fee, delivered by an ACCA-qualified accountant who responds the day you ask.
- Cash shortfalls visible 8 to 13 weeks before they arrive
- Monthly forecasts updated against actual figures, not stale estimates
- A model a bank or investor can actually read and rely on
- Plain-English commentary so the numbers make sense in practice
No long-term contract. If it is not working after three months, you leave with a clean, current forecast and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast Turnaround When Deadlines Mattered
“Daniel was extremely responsive, clear, and professional throughout. He understood exactly what the lender required, turned everything around very quickly without cutting corners.”
★★★★★
Rates Better Than Other Accountants
“His rates are extremely good compared to some other accountants out there and I get more for my money.”
★★★★★
Never Have to Worry About It
“This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
★★★★★
Explained Everything Clearly
“Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear, couldn’t recommend him enough, thank you again.”
Sound familiar?
Still finding out about cash problems too late?
Cash flow issues rarely announce themselves in advance. One slow payment month, an unexpected tax bill, a VAT quarter landing at the wrong time — and suddenly the numbers that looked fine last week look very different. Running a Devon business without a forward-looking cash model means you are always reacting rather than planning. Which is a reasonably stressful way to operate.
- No visibility beyond this month’s bank balance and a rough guess
- Decisions on hiring or investment made on instinct rather than numbers
- No forecast ready when a bank, investor or lender asks to see one
What having a forecast in place looks like
A well-maintained cash flow model shows you where the pressure points are before they become problems. You make decisions with numbers behind them rather than hope, and you are never scrambling to produce something at short notice.
- Rolling 13-week cash flow updated monthly, so pressure points are visible well in advance
- Forward-looking figures that inform decisions on headcount, investment and pricing with confidence
- A clean, bankable model ready whenever a lender or investor asks to see your numbers
- All included in a fixed monthly fee — no surprise bills for additional planning work
What Devon business owners say
DG Accountancy works with limited companies, sole traders and contractors across Devon who want their finances managed clearly and proactively.
Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.
Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.
What cash flow forecasting includes
Every engagement is built around your business structure and how far ahead you actually need to see. Nothing generic, nothing pre-packaged.
Rolling Cash Flow Forecast
A 13-week rolling forecast built around your actual revenue patterns, payment terms and fixed cost profile. Updated monthly against real figures so the model stays accurate rather than drifting. You always know what the next three months look like before you are in them.
Included in Grow and Scale plansScenario Planning and Stress Testing
What happens if a major client pays 30 days late? What does hiring one more person do to your cash position by quarter three? Scenario modelling answers those questions before the decision is made rather than after. Useful for anyone making significant commitments in the next six to twelve months.
Available on requestLender-Ready Financial Projections
If you are approaching a bank, applying for a business loan or presenting to investors, your forecast needs to be coherent and presentable. Daniel prepares projections that a lender can read without asking twelve follow-up questions. The format and assumptions are explained so you can talk through them confidently.
Included where requiredConsistently rated five stars across services
Clients range from sole traders managing their first year-end to limited companies with payroll, VAT and management reporting. The feedback across all of them is consistent.
Stress-Free Under a Tight Deadline
“Communication was straightforward and reassuring, which made a potentially stressful part of the mortgage process much easier. Fees were transparent, turnaround was fast, and the work was done thoroughly and accurately.”
Saved Money With Better Expense Advice
“His knowledge in tax law and what can be used for expenses really helped with saving money where I could. As a sole trader it’s really hard to keep on top of things and have now asked Dan to do monthly books for me.”
Quick, Efficient and Friendly Throughout
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Why Devon businesses choose us for forecasting
There is no shortage of accountants who will file your returns. Fewer will build and maintain a forward-looking financial model and explain what it actually means.
Forecasts built on real data
Cash flow models are only useful if the numbers going in are accurate and current. Because DG Accountancy handles bookkeeping and management accounts alongside forecasting, your model is built from figures that are already reconciled and up to date. You are not working from last quarter’s approximation.
Numbers explained in plain English
A spreadsheet full of projections is not much use if you are not sure what you are looking at. Daniel walks through what the forecast is telling you — which months carry risk, which decisions are safe to make, and what the model assumes. No jargon, no leaving you to interpret it yourself.
Cross-sector experience behind the model
Twenty years across airlines, construction, manufacturing and entertainment means Daniel has built forecasts for businesses with lumpy revenue, long payment cycles, project-based income and seasonal demand. He already understands the cash flow patterns common to your sector before you explain them.
Up and running in four steps
Most Devon clients have a working cash flow forecast in place within two weeks of their first call. The process involves very little from you beyond a conversation and some basic financial information.
Book a free discovery call
A 20-minute call to understand your business, your current financial set-up and what you actually need the forecast to do. No sales pressure — just an honest assessment of whether a forecast will be useful and what shape it should take.
Receive your fixed-fee quote
You will get a clear, written quote based on your business structure and the level of forecasting you need. Everything is agreed upfront — no ambiguity about what is included and no hourly rates appearing later.
Onboarding and model build
Daniel connects to your Xero account, pulls your historical figures and builds the initial forecast model. If your books are behind, that gets addressed at the same time. Most clients are fully onboarded within a week.
Forward visibility, every month
Your forecast is updated monthly against actuals and reviewed with you in plain English. You always know what the next 8 to 13 weeks look like — which means decisions get made with numbers rather than guesswork, and surprises become considerably rarer.
“Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again.”
Things people usually ask first
Can you build a forecast if my books are not currently up to date?
Yes — and it is probably the most common starting point. A forecast built on incomplete or inaccurate historical data will not be reliable, so the first step is usually getting the books current. That is handled as part of onboarding, not as a separate billable project that comes as a surprise later.
What does cash flow forecasting cost, and what is included?
Cash flow forecasting is included as standard in the Grow and Scale plans, which start from £395 and £695 per month respectively before the current 50% discount for the first three months. The forecast is built, maintained and updated monthly as part of the package — it is not an add-on charged by the hour. A fixed-fee quote tailored to your specific situation is available at no cost.
I am switching from another accountant — how complicated is that?
Straightforward in most cases. DG Accountancy handles the professional clearance letters, transfers your Xero data or migrates your records across, and picks up from wherever your previous accountant left off. If there is catch-up work required, that is scoped and quoted before anything starts.
Is there a long-term contract or minimum commitment?
No long-term contract. Services run month to month. If you decide after a few months that it is not the right arrangement, you leave with your books in order and all your data returned to you. There is no exit fee and no penalty.
How far ahead does a cash flow forecast typically look?
The standard model covers a rolling 13-week window, which is the period most useful for day-to-day operational decisions and for satisfying most lender requirements. For longer-range planning — annual budgets, investment appraisals or three-year projections — that can be built alongside the rolling model as part of the same engagement.
Can the forecast be used when applying for a business loan or overdraft?
Yes. The model is built to a standard a bank relationship manager can read and interrogate without needing additional explanations. Daniel can also prepare accompanying commentary and notes on assumptions if the lender requires a written narrative alongside the numbers.
Stop finding out about cash problems after they arrive.
A rolling cash flow forecast gives Devon business owners the forward visibility to make confident decisions, prepare for pressure points, and present credible numbers to lenders — all on a fixed monthly fee with no long-term contract.