Business Planning Torquay
A plan for your business, not just your tax return.
Most business owners know their turnover. Fewer know whether they are actually on track, what the next six months will cost, or where their profit is going. Fixed monthly fees, ACCA-qualified advice, and questions answered the day you ask them.
- Know your numbers month to month, not just at year-end
- Cash flow modelled before problems become surprises
- Tax position visible well ahead of any HMRC deadline
- A written plan and budget you can actually use to make decisions
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast Turnaround Without Cutting Corners
“Daniel was extremely responsive, clear, and professional throughout. He understood exactly what the lender required, turned everything around very quickly without cutting corners.”
★★★★★
Every Detail Explained Meticulously
“He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts.”
★★★★★
Accounts Done. No Need to Worry.
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well.”
★★★★★
Better Rates, More Included
“His rates are extremely good compared to some other accountants out there and I get more for my money.”
Sound familiar?
Running your business without a financial plan?
Most Torquay business owners are busy enough just keeping things moving. Proper planning — budgets, forecasts, targets — tends to get pushed back until it feels urgent. By then, a cash shortfall or an unexpected tax bill is already close. It does not have to work that way.
- Decisions made on gut feel because the monthly numbers are not visible
- Cash flow problems only spotted once the bank balance already looks wrong
- No clear budget or targets, so there is nothing to measure performance against
What a proper plan looks like
Business planning with DG Accountancy means you have clear numbers, a realistic forecast, and a tax position that does not catch you off guard. The compliance still runs quietly in the background. The difference is you also know where things are heading.
- Management accounts delivered monthly or quarterly so the numbers are always current
- Cash flow modelled in advance so shortfalls are anticipated, not discovered
- A working budget and KPI targets to measure progress against each quarter
- Fixed monthly fee agreed upfront — no surprise bills at year-end
What Torquay business owners say
These are the kinds of outcomes that follow when financial planning is actually part of the picture, not an afterthought.
Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear, couldn’t recommend him enough, thank you again.
Daniel was very helpful with my books and tax return. He offered great advise and insight in how to manage my books better and more efficiently. His knowledge in tax law and what can be used for expenses really helped with saving money where I could.
Business planning services, plainly explained
Three areas where structured financial planning makes the most practical difference for growing businesses in Torquay and across Devon.
Management Accounts and KPI Reporting
Your profit and loss, balance sheet and key performance indicators delivered monthly or quarterly in plain English. You see how the business is actually performing against targets, not just what happened at year-end. Decisions get easier when the numbers are current and readable.
Available on Grow and Scale plansCash Flow Forecasting and Budgeting
A rolling cash flow forecast means you can see potential shortfalls weeks or months before they arrive. Combined with an annual budget, you have something concrete to plan hiring, investment and marketing against. Surprises are largely avoidable when the numbers are current.
Included on Grow and Scale plansTax Planning and Advisory Support
Knowing your likely tax bill in advance is not a luxury — it is what allows you to make sensible decisions about dividends, investment and timing. Daniel reviews your position proactively and flags opportunities or risks before they become problems. Which is, frankly, the way it should be.
Proactive, not reactiveConsistent results across different clients
Sole traders, limited companies and landlords across Torquay and Devon — different businesses, consistent feedback on the same things.
Quick, Efficient and Friendly Throughout
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Fantastic Service, No Hesitation Recommending
“Fantastic service provided. Thank you.”
Self-Employment Tax Handled Without the Stress
“Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again!”
Why Torquay businesses choose DG Accountancy for planning
There is no shortage of accountants who will file your returns. Fewer will help you understand where your business is going.
20 Years Across Real Businesses
Daniel has worked in airlines, construction, manufacturing and entertainment — industries where cash flow, margins and planning failures have real consequences. That breadth means he already understands the pressures your business faces before you explain them. You get seasoned judgement, not textbook advice.
Numbers That Mean Something
Management accounts and forecasts are only useful if you can read them. Daniel produces reports in plain English with commentary on what the numbers actually mean for your decisions. No cryptic spreadsheets, no unexplained variances left for you to decode.
Questions Answered the Day You Ask
Business planning decisions often cannot wait until next month’s meeting. DG Accountancy is known for fast, direct responses — you will not spend a week chasing a reply to a straightforward question about your cash position or tax exposure.
Up and running in four steps
Most clients have clean books, a working forecast and a clear plan in place within a couple of weeks of starting. Here is how it works.
Book a free discovery call
We talk through your business, where you are now, and what you actually need from a planning perspective. No sales pitch — just an honest conversation about whether the fit makes sense.
Receive your fixed-fee quote
You get a clear written quote covering exactly what is included. Everything is agreed upfront, so there are no surprises later and nothing to decode.
Onboarding and cloud setup
We set up or tidy your Xero account, connect your bank feeds and gather what we need to build your first forecast and management report. Most clients are fully onboarded within a week.
Ongoing advice and clear numbers
Your compliance runs in the background, your numbers arrive on time, and your cash flow and tax position are visible well in advance. You spend considerably less time wondering how the business is doing — because you already know.
“Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.”
Things Torquay business owners usually ask
What does business planning actually include — is it just a spreadsheet?
It depends on what you need. At a minimum it means a working budget, a cash flow forecast and management accounts that tell you how you are tracking against targets each month or quarter. For growing businesses it can also include KPI dashboards, scenario modelling and strategic tax planning. The starting point is always a conversation about where you want the business to go and what information you need to get there.
What does it cost and what is included?
Business planning support is included in the Grow and Scale limited company packages, starting from £395 per month (or £197.50 for the first three months with the current 50% introductory discount). The quote you receive is fixed and written — no hourly rates, no surprise invoices. Everything covered is agreed upfront before anything starts.
My books are a mess. Can you still help with planning?
Yes, though the first step is getting the books into a state where the numbers can actually be trusted. Daniel handles catch-up bookkeeping regularly — clients usually arrive with records in some state of disarray and leave with considerably less to worry about. Any catch-up cost is quoted separately and agreed before work begins.
Is there a long-term contract or minimum term?
No long-term contract. If the service is not working for you after the first three months, you can leave with clean, up-to-date records and nothing further owed. The arrangement works on goodwill and results — not a clause buried in the small print.
How often will I actually see my management accounts and forecast?
On the Grow plan, management accounts and cash flow forecasting are produced quarterly. On the Scale plan, management accounts are monthly and cash flow is modelled on a rolling 13-week basis. The frequency depends on how actively you want to track performance — and that is worth discussing on the discovery call so the right plan is recommended.
Can you help me plan for a specific goal — like taking on staff or moving premises?
Yes. Scenario modelling for specific decisions — hiring, investment, pricing changes, property moves — is part of what the advisory service covers. The value is in running the numbers before the decision is made, not after. Daniel will flag the tax implications alongside the cash flow impact so you have the full picture.
Related services for Torquay businesses
Stop guessing what your business is actually doing.
A free discovery call takes 30 minutes. You will leave knowing your options, a likely price, and exactly what happens next — which is more than most business owners know going in.