Business Planning Devon
A business plan that actually works for you.
Most business owners in Devon know roughly where they want to go — the problem is not ambition, it is having the numbers to back it up. DG Accountancy turns your goals into a credible financial plan: cash flow forecasts, budgets and projections you can act on, presented in plain English. Fixed monthly fees, ACCA-qualified advice, and questions answered the day you ask them.
- A clear financial plan grounded in your actual numbers
- Cash flow forecasts that flag problems before they arrive
- Budget vs actuals tracked so you know where you stand monthly
- Lender-ready projections when funding or investment is on the table
No long-term contract. If it is not working after three months, you leave with clean books and a financial plan you can take anywhere.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast Turnaround When Deadlines Mattered
“Daniel was extremely responsive, clear, and professional throughout. Turnaround was fast, and the work was done thoroughly and accurately.”
★★★★★
Every Detail Explained Clearly
“Very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.”
★★★★★
Advice That Actually Saved Money
“His knowledge in tax law and what can be used for expenses really helped with saving money where I could.”
★★★★★
Quick, Efficient and Friendly
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Sound familiar?
Growing a business in Devon without a plan to follow?
Plenty of Devon business owners are busy enough just running the day-to-day. A business plan tends to get written once — for a bank manager or an accelerator — and then filed. Cash flow surprises arrive unannounced, budgets drift, and there is no clear picture of whether the numbers are heading in the right direction. That is not a strategy problem. It is an information problem.
- No reliable forecast to show where cash is heading next quarter
- Budgets set once a year and never reviewed against what actually happened
- Financial projections that look guessed rather than grounded in real data
What a working plan looks like
Business planning done properly gives you a live picture of your finances — not a document that gathers dust. You know your cash position, you can see problems forming early, and when a bank or investor asks for projections, the numbers are already there.
- Rolling cash flow forecast updated from your actual Xero data each month
- Monthly budget vs actuals review so variances get spotted and addressed
- Financial projections built on real assumptions, not rough estimates
- Fixed monthly fee agreed upfront — no surprise bills when you need more advice
What Devon business owners say
These are the kinds of outcomes clients describe when compliance is handled properly and advice arrives before it is needed.
Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear, couldn’t recommend him enough, thank you again.
Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again!
Business planning support, start to finish
Every engagement covers the essentials and extends into strategic territory as your business grows — all under one transparent fixed fee.
Cash Flow Forecasting and Monitoring
Your cash position is modelled forward on a rolling basis using live Xero data, so you can see what is coming before it arrives. Short-term 13-week forecasts sit alongside longer-range planning models for investment decisions or seasonal businesses. Problems surface early — when there is still time to do something about them.
Advisory includedBudgets, KPIs and Actuals
A budget that is set in January and never opened again is not a management tool. Monthly budget vs actuals reporting means you know exactly where the business is tracking against plan, which lines are drifting, and what to do about it. KPI dashboards are configured for your business, not a generic template.
Management accountsFinancial Projections for Funding
When a bank, investor or grant body asks for financial projections, they need numbers that hold up to scrutiny — not a spreadsheet that clearly took an afternoon. Projections are built from your actual trading history and stated assumptions, documented clearly so you can present them with confidence.
Lender-readyConsistent results across different clients
Sole traders, limited company directors and growing businesses across Devon — the feedback tends to centre on the same things: clarity, speed and genuine usefulness.
Fantastic Service, No Further Comment Needed
“Fantastic service provided. Thank you.”
Transparent Fees, Fast Work, No Corners Cut
“Fees were transparent, turnaround was fast, and the work was done thoroughly and accurately. I wouldn’t hesitate to recommend Daniel to anyone needing reliable accountancy support, particularly where deadlines really matter.”
Professional, Meticulous, Would Use Again
“Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts.”
What makes the difference for Devon businesses
Business planning advice is only useful if it comes from someone who understands how businesses actually operate — not just how the numbers should look on paper.
Plans built on real-world experience
Daniel has worked across airlines, construction, manufacturing and entertainment — industries where cash timing, margin pressure and planning cycles vary enormously. That breadth means your financial model is built by someone who already understands the commercial dynamics of your sector. You will not spend the first hour explaining your business.
Answers arrive the same day
Business planning throws up questions that need answering quickly — a funding decision, a supplier negotiation, a hiring call. DG Accountancy is known for fast replies during office hours, so you are not waiting three days for a figure you needed this morning. The plan stays useful because the advice stays current.
Live data, not last year’s picture
All planning work is built on Xero, which means forecasts and budgets draw from your real transactions in real time rather than a spreadsheet disconnected from your actual books. When the numbers change, the model updates. Which is, frankly, the way a business plan should work.
Up and running in four steps
Most clients are fully onboarded and working from a live financial plan within two weeks of their first call.
Book a free discovery call
We talk through your business, where you are now, and what you need the plan to do — whether that is managing day-to-day cash flow, preparing for a funding round, or simply having a clearer picture of where the year is heading. No sales pitch. Just an honest conversation about whether we are the right fit.
Receive your fixed-fee quote
You get a clear written quote covering exactly what is included. Business planning services are priced on your business structure, complexity and the level of reporting you need. Everything is agreed before any work starts — no surprises later.
Onboarding and Xero setup
We set up or tidy your Xero account, connect bank feeds, and gather the historical data needed to build your baseline. If your books are behind, that is handled as part of the process. Most clients are fully onboarded within a week.
A plan that runs itself
Your cash flow forecast updates each month from live data. Budget vs actuals reports land in your inbox on schedule. When something looks off, you hear about it before it becomes a problem. You focus on the business — the financial picture takes care of itself.
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
Things Devon business owners usually ask
Do you build business plans for specific sectors, or is it one generic approach?
The financial model is always built around your actual business — its revenue structure, cost base, seasonal patterns and sector norms. Daniel has worked across airlines, construction, manufacturing and entertainment, so the planning assumptions are grounded in how businesses in different industries actually behave. A hospitality operator and an IT contractor have very different cash flow profiles, and the models reflect that.
What does business planning support cost, and what is included?
Pricing depends on the level of reporting you need and your business structure. Management accounts and cash flow forecasting are included in the Grow and Scale limited company packages, starting from £395 per month with 50% off for the first three months. Standalone project work — such as a one-off set of financial projections for a funding application — is quoted on a fixed-fee basis. Everything is agreed in writing upfront.
My books are in a mess — can you still build a useful plan?
Yes, though the plan is only as reliable as the underlying data. If your books need tidying first, that is handled as part of the onboarding process rather than a blocker to getting started. Catch-up bookkeeping is quoted separately and honestly — you will know the cost before any work begins.
Is there a long-term contract?
No. Monthly rolling arrangements mean you can leave with a month’s notice. If the arrangement is not working for you after three months, you leave with clean books, up-to-date records and a financial plan you can take to any other accountant. There is nothing proprietary keeping you in.
Can you produce financial projections that a bank or investor will actually accept?
Yes. Projections produced for funding purposes are built from your trading history and documented assumptions, presented in a format that lenders and investors recognise. Where specific formatting is required — for a particular bank’s application, for example — that can be accommodated. The underlying assumptions are explained clearly so you can defend them in any conversation.
Will the plan flag tax implications as the business grows?
That is part of the value of ongoing management accounts and forecasting support. As turnover approaches VAT thresholds, as profit levels shift the most tax-efficient dividend and salary mix, or as the business reaches a point where restructuring makes sense — these things get flagged proactively rather than appearing as a surprise at year-end.
Stop guessing where the business is heading.
A fixed-fee engagement, a plain-English plan, and an ACCA-qualified accountant who answers the day you ask. Business planning for Devon businesses, done properly.