Tax Planning — Paignton & South Devon
Keep more of what your business actually earns.
Most Paignton business owners pay more tax than they need to — not because they are doing anything wrong, but because no one has looked at the full picture. Daniel is an ACCA-qualified accountant with 20 years of cross-sector experience, fixed monthly fees agreed upfront, and a same-day reply policy on questions.
- Know your tax bill months before it lands, not days after
- Dividend and salary structure reviewed so you keep more net
- Corporation tax, Self Assessment and VAT handled without chasing
- Proactive flags when a planning opportunity or risk appears
No long-term contract. If it is not working after three months, you leave with tidy books and nothing outstanding.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast Turnaround, No Corners Cut
“Turned everything around very quickly without cutting corners. Fees were transparent, turnaround was fast, and the work was done thoroughly and accurately.”
★★★★★
Tax Knowledge That Saves Money
“His knowledge in tax law and what can be used for expenses really helped with saving money where I could.”
★★★★★
Explained Everything, No Jargon
“Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear.”
★★★★★
Annual Accounts Without the Worry
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well.”
Sound familiar?
Still not sure what your tax bill will be this year?
A lot of Paignton business owners file their returns on time and assume that means their tax is sorted. It usually is not. The question is whether the structure, timing and allowances are working in their favour — and for most, no one has ever checked. By the time the bill arrives, the planning window has closed.
- Tax bill arriving as a surprise rather than a number you planned for
- Salary and dividends set up years ago and never reviewed since
- Allowances and reliefs missed because compliance was the only focus
What proactive tax planning looks like
It is not exotic schemes or aggressive avoidance. It is knowing your numbers early, structuring income sensibly and making sure every legitimate relief is claimed. The difference is usually measured in hundreds or thousands of pounds, not pennies.
- Tax liability calculated well in advance so you can plan cash flow around it
- Salary and dividend split reviewed annually against your actual tax position
- Reliefs, allowances and deductions identified before the year-end window closes
- Fixed monthly fee — the cost of advice is known upfront, not billed by the hour
What clients say about tax work
Both limited company directors and sole traders have saved money after a proper review of how their income was structured. Here is what two of them said.
His knowledge in tax law and what can be used for expenses really helped with saving money where I could. As a sole trader it’s really hard to keep on top of things and have now asked Dan to do monthly books for me. His rates are extremely good compared to some other accountants out there and I get more for my money.
Huge thanks to Daniel for helping ourselves with our taxes! Being self employed means we all have to do this ourselves which is just not possible on top of our work load. Thanks again! We will be using you again!
Tax planning that covers the full picture
From dividend strategy to R&D claims and HMRC investigation support, the service is built around your structure and your tax year — not a generic checklist.
Your Tax Bill, Months in Advance
Your corporation tax or income tax liability is calculated well before the deadline, not the week it is due. That means you can plan payments around your cash flow rather than scrambling. No surprises, and no late-payment interest.
Included as standardDividend and Salary Strategy
For limited company directors, getting the salary and dividend split right makes a material difference to your net income each year. Daniel reviews your position annually and adjusts the approach when tax thresholds or your circumstances change. The numbers are explained in plain English, not handed over as a figure to accept.
Annual review includedReliefs, R&D and HMRC Support
Capital allowances, R&D tax credits, trading losses, pension contributions — these are the areas where planning earns its keep. If an HMRC enquiry ever arises, you have an ACCA-qualified accountant who knows the correspondence and handles it directly.
Proactive and advisoryConsistent results across different clients
Sole traders, limited companies and professionals across South Devon and the UK. Different situations, consistently the same experience.
Responsive, Clear, Professional Under Deadline Pressure
“Daniel was extremely responsive, clear, and professional throughout. He understood exactly what the lender required, turned everything around very quickly without cutting corners.”
Meticulous, Professional, Explains Every Detail
“Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts.”
Quick, Efficient, Friendly — Highly Recommended
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Why Paignton businesses choose Daniel
There are plenty of accountants who will file your return. Fewer will tell you what you could have done differently before it was too late.
20 Years Across Real Businesses
Daniel has worked in airlines, construction, manufacturing and entertainment — industries with very different tax profiles and planning requirements. That breadth means he recognises situations that a generalist might miss. You are not explaining your business to someone encountering it for the first time.
Plain English, Every Time
Tax planning advice is only useful if you understand what you are being told. Daniel explains your position, your options and the reasoning in language that makes sense — no unexplained acronyms, no jargon walls, no cryptic emails. You leave each conversation knowing exactly where you stand.
Questions Answered the Day You Ask
DG Accountancy is known for fast replies. If your tax position changes mid-year or a new opportunity appears, you can ask without waiting three days for a response. That responsiveness is what turns compliance into planning.
Up and running in four straightforward steps
Most clients are fully set up within a week. The process is designed to be low-effort on your side from the first call onwards.
Book a free discovery call
A 20-30 minute conversation about your business, your current set-up and what you are trying to achieve. No sales pitch. If DG Accountancy is the right fit, you will know by the end of the call.
Receive your fixed-fee quote
You get a clear written proposal with everything scoped and priced. No hourly rates, no ambiguity about what is included. Review it at your own pace — there is no pressure to sign immediately.
Onboarding and cloud setup
Daniel handles the setup: Xero connected, bank feeds live, and any catch-up work scoped and agreed. You provide the access; the rest is handled. Most clients are fully onboarded within a week.
Compliance handled, planning ongoing
Returns are filed on time and you are kept informed before deadlines, not after. When your tax position changes or an opportunity appears, you hear about it — not at year-end when it is too late to act.
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
A few things people usually ask
What does tax planning actually involve — is it just filing my return on time?
Filing on time is compliance. Tax planning is what happens before the filing: reviewing your salary and dividend mix, identifying allowable expenses, timing income and expenditure to best effect, and claiming reliefs such as capital allowances or R&D credits where they apply. For most business owners, the two are handled separately — compliance ticks the legal box, planning determines how much of your profit you actually keep.
What does tax planning support cost, and what is included?
DG Accountancy works on fixed monthly fees agreed upfront — no hourly rates and no surprise invoices. Limited company packages start from £79 per month, with proactive tax review included from the Operate tier upwards. Sole trader packages start from £41 per month. A free quote is tailored to your structure and the level of support you need before you commit to anything.
My books are behind and my tax affairs are a bit of a mess — can you still help?
Yes, and it is a common starting point. Daniel will scope any catch-up work as part of your quote so the cost is known before anything starts. Disorganised records are not a problem — they are just a starting point. Once things are tidy, the ongoing monthly process is straightforward.
Am I locked into a contract if I sign up?
No long-term contract is required. If you decide the arrangement is not working, you leave with clean, up-to-date records and nothing outstanding. The aim is to be worth keeping, not to make leaving difficult.
Can you help with tax planning if I have more than one income stream — employment, self-employment and property, for example?
Yes. Multiple income streams are where proper planning makes the biggest difference. The interaction between employment income, self-employment profits, dividend income and property income affects your marginal rates, National Insurance position and allowances in ways that need to be looked at together rather than in isolation. Daniel handles complex personal tax positions routinely.
How far in advance should I start thinking about my tax position for the current year?
Ideally before the tax year ends in April, but realistically any time before the December prior to your filing deadline gives useful planning room. The later you start, the fewer options are available — some reliefs require action before year-end and cannot be claimed retrospectively. Getting visibility early is almost always worth it.
Stop leaving money on the table every year.
Fixed monthly fees, ACCA-qualified tax advice, and plain-English guidance on your position before deadlines arrive. No long-term contract, no surprise bills.