Fractional CFO Services
Strategic finance leadership, without the full-time hire.
You are running a business that has outgrown basic bookkeeping but is not quite ready for a salaried CFO. Daniel works directly with scaling limited companies as a fractional CFO — providing management accounts, cash flow forecasting and strategic finance input on a fixed monthly fee. ACCA-qualified, 20 years of cross-sector experience, questions answered the day you ask them.
- Monthly management accounts so you always know where you stand
- Cash flow forecasting that flags problems before they arrive
- Proactive tax strategy, not just year-end compliance
- Strategic finance input without a full-time salary on the payroll
No long-term contract. If it is not working after three months, you leave with clean books and a clear picture of your finances — nothing owed.
Get a free quote
Fixed monthly pricing. Same-day reply.
What our clients say
★★★★★
Responsive, Clear and Professional Throughout
“Daniel was extremely responsive, clear, and professional throughout.”
★★★★★
Every Detail Explained Meticulously
“Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again.”
★★★★★
Great Advice, Helped Save Real Money
“His knowledge in tax law and what can be used for expenses really helped with saving money where I could.”
★★★★★
Spoke Through Everything, Made It Clear
“Daniel was very helpful and patient with me when I had no clue what to do and spoke through everything with me and made it clear.”
Sound familiar?
Growing fast, but flying blind on the numbers?
Most scaling businesses reach a point where the annual accounts are no longer enough. You need to know what next quarter looks like, whether the cash will hold, and how to structure the business for tax efficiency — but you do not need a £80,000-a-year Finance Director sitting in an office. The gap between a compliance accountant and a full-time CFO is exactly where things tend to go wrong.
- No reliable view of cash flow beyond the current bank balance
- Making growth decisions without a clear picture of profitability
- Tax bills arriving as surprises because no one was planning ahead
What a fractional CFO actually changes
A fractional CFO relationship with DG Accountancy puts strategic finance input into your business at a fraction of the cost of a full-time hire. You get the numbers that matter, when you need them, with someone who will tell you plainly what they mean.
- 13-week cash flow model updated regularly so you can see what is coming
- Monthly management accounts with KPIs so every decision is grounded in data
- Quarterly tax planning reviews so nothing materialises as a surprise in January
- Fixed monthly fee agreed upfront — no hourly billing, no unexpected invoices
What clients say about working with Daniel
Every client works directly with Daniel — no juniors, no handoffs. These are their words, unchanged.
Absolutely recommend Daniel for all and any accounts related matter. Would use his expertise again. He is the most amazing person, very professional, explaining every detail meticulously in order to finalise our accounts. A huge thank you Daniel.
Daniel was very helpful with my books and tax return. He offered great advise and insight in how to manage my books better and more efficiently. His knowledge in tax law and what can be used for expenses really helped with saving money where I could.
What the fractional CFO service covers
Three core components, delivered monthly. All included in the fixed fee, with no vague scope and no billable surprises.
Management Accounts and KPI Reporting
Monthly or quarterly management accounts give you a clear, current view of revenue, margin and overhead — not just what happened last year. Formatted for decision-making, not just compliance. You will know how the business is actually performing before you commit to the next move.
Included as standardCash Flow Forecasting and Planning
A rolling 13-week cash flow model means you are not reacting to shortfalls — you are anticipating them. Daniel models different scenarios based on your pipeline and cost base, so you can plan hiring, investment and distributions with a realistic picture of what the bank will look like. Surprises are largely avoidable when the numbers are tracked properly.
Included as standardStrategic Tax Planning and Advisory
Quarterly tax reviews mean your position is understood well before HMRC deadlines arrive. Salary and dividend structures, R&D eligibility, reinvestment timing — these are the decisions that affect how much of your profit you keep. They are considerably easier to get right when someone is looking ahead rather than just filing backwards.
Included as standardConsistent results across different clients
From sole traders to limited companies and everything in between — these are verbatim reviews from clients who have worked with Daniel directly.
Fast Turnaround, No Corners Cut
“He understood exactly what the lender required, turned everything around very quickly without cutting corners. Communication was straightforward and reassuring.”
Never Have to Worry About It
“Professional service. This company does my accounts every year and i never have to worry about it. Speedy as well. I am a very happy customer.”
Quick, Efficient and Highly Recommended
“Excellent service providing financial accounts for probate. Quick, efficient and friendly. Would highly recommend.”
Why scaling businesses choose Daniel over a larger firm
There are plenty of accountants. There are fewer who will engage with your business at a strategic level and still pick up the phone the same day.
Twenty Years Across Real Industries
Daniel has worked in finance roles across airlines, construction, manufacturing and entertainment — sectors with genuinely different cash flow profiles, cost structures and tax considerations. That breadth means he can engage with your business model without needing it explained from scratch. You get a fractional CFO who already understands the terrain, not one learning on your time.
You Work With Daniel Directly
There are no juniors handling your management accounts and no account managers relaying messages. Every call, every report and every piece of advice comes from the same ACCA-qualified person. Consistency matters in a CFO relationship — you should not have to re-brief someone every quarter.
Numbers Explained in Plain English
Management accounts are only useful if you understand what they are telling you. Daniel presents your numbers in plain language with a clear commentary on what is working, what is not, and what the options are. No jargon walls. No cryptic summaries that require a follow-up email to decode.
Up and running in four straightforward steps
Most clients are fully onboarded within a week. The process is designed to require minimal effort from you at the outset.
Book a free discovery call
A 30-minute conversation about your business, your current finance set-up and what you actually need from a fractional CFO. No sales pitch — just an honest discussion about whether the service fits where you are.
Receive your fixed-fee quote
You will get a clear written proposal covering exactly what is included and what it costs each month. Everything is agreed before anything starts — no scope creep, no hourly billing.
Onboarding and cloud setup
Daniel connects your Xero account, reviews your existing records and establishes the reporting framework. Most clients are fully set up within a week. You do not need to prepare anything in advance.
Strategic finance, running smoothly
Your management accounts arrive each month. Your cash flow model is current. Tax planning happens in the right order, not at the last minute. Your decisions are grounded in numbers that are accurate and explained clearly — which is, frankly, the way it should be.
“Fees were transparent, turnaround was fast, and the work was done thoroughly and accurately. I wouldn’t hesitate to recommend Daniel to anyone needing reliable accountancy support, particularly where deadlines really matter.”
Things people usually ask before starting
My business is growing fast — do I actually need a fractional CFO, or just a better accountant?
The distinction is roughly this: a compliance accountant files your returns and keeps HMRC happy. A fractional CFO uses your financial data to help you make better decisions — about hiring, pricing, cash management and structure. If you are making significant decisions without reliable monthly numbers, the fractional CFO service is probably the right fit. If you just need returns filed accurately, the standard limited company packages are more appropriate.
What does fractional CFO support cost, and what is included in the monthly fee?
The Scale package starts from £695 per month and includes monthly management accounts, 13-week cash flow forecasting, quarterly tax optimisation, priority on-call advice, payroll for up to 20 employees, VAT, corporation tax and Self Assessment. All fees are fixed and agreed in writing before anything starts — no hourly rates, no billing surprises. A 50% discount applies for the first three months.
My books are behind and my reporting is a mess — can you still help?
Yes. Catch-up bookkeeping and record remediation are a standard part of onboarding for clients who come in with accounts in some state of disarray. The cost depends on how far back the work goes and the volume of transactions, and it is quoted separately from the ongoing monthly fee. Once everything is current, the monthly service runs cleanly from that point forward.
Is there a minimum contract term? What happens if I want to leave?
There is no long-term lock-in. Clients are on a rolling monthly arrangement with one month’s notice to end the service. If you leave, your Xero records, management accounts and all working files are yours — you will not be starting from scratch with whoever comes next.
Can you also handle the underlying compliance — VAT, payroll, year-end — or is this purely advisory?
The fractional CFO service sits on top of full compliance support. VAT returns, payroll, corporation tax, Self Assessment and year-end accounts are all included in the Scale package. The advisory layer is built on accurate, current numbers — which is only possible if the compliance underneath is handled properly. Both are covered.
How far in advance will I know my tax position?
With quarterly tax planning reviews built into the service, your corporation tax liability is estimated well before the year ends — typically with enough lead time to make meaningful decisions about timing, reinvestment or distributions. You will not be guessing at your tax bill in December for a January payment deadline.
Stop making decisions in the dark. Get the numbers that matter.
A free discovery call takes 30 minutes. You will leave knowing exactly what a fractional CFO engagement would look like, what it costs and whether it fits your business — no obligation either way.